:root{
  --black:#050505;
  --panel:#0c0c0c;
  --panel2:#111;
  --gold:#c99b43;
  --gold-light:#e1bb64;
  --text:#f6f1e8;
  --muted:#beb5a7;
  --soft:#8f887b;
  --line:rgba(201,155,67,.34);
  --line2:rgba(255,255,255,.12);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:
    radial-gradient(circle at 80% 0%,rgba(201,155,67,.09),transparent 24%),
    linear-gradient(180deg,#030303,#090909 48%,#040404);
  color:var(--text);
  font-family:Inter,Arial,sans-serif;
}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:30;background:rgba(4,4,4,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}
.nav{min-height:86px;display:flex;align-items:center;gap:22px}
.brand{display:flex;align-items:center;gap:13px;min-width:max-content}
.brand img{width:52px;height:52px;object-fit:cover;border:1px solid var(--line)}
.brand strong,.brand small,.nav-links a,.eyebrow,h1,h2,h3,.statement p{font-family:Georgia,"Times New Roman",serif}
.brand strong{display:block;color:var(--gold-light);font-weight:400;letter-spacing:.08em;font-size:1.08rem}
.brand small{display:block;color:var(--gold);letter-spacing:.16em;font-size:.68rem;margin-top:4px}
.mobile-menu{display:none;margin-left:auto;background:transparent;color:var(--gold-light);border:1px solid var(--line);padding:10px 12px;letter-spacing:.12em}
.nav-links{margin-left:auto;display:flex;align-items:center;gap:20px}
.nav-links a{font-size:.84rem;letter-spacing:.08em;color:#eee}
.nav-links a:hover{color:var(--gold-light)}
.nav-cta{border:1px solid var(--gold);padding:12px 16px;color:var(--gold-light)!important}
.hero{border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:42px;align-items:center;min-height:650px;padding:54px 0}
.eyebrow{color:var(--gold);font-size:.9rem;letter-spacing:.21em;text-transform:uppercase;margin:0 0 16px}
h1{font-weight:400;font-size:clamp(3rem,6vw,5.8rem);line-height:.95;margin:0}
h1 span{color:var(--gold)}
h2{font-weight:400;font-size:clamp(2.2rem,4vw,3.8rem);line-height:1.05;margin:0 0 18px}
.lead{font-size:1.2rem;line-height:1.7;color:#efe7da;max-width:620px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.gold-btn,.outline-btn{
  display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;
  border:1px solid var(--gold);letter-spacing:.11em;text-transform:uppercase;font-weight:800;font-size:.82rem
}
.gold-btn{background:linear-gradient(180deg,#e4bd65,#c5963f);color:#090704!important}
.outline-btn{background:transparent;color:var(--gold-light)!important}
.trust-note{color:var(--muted);margin-top:18px}
.hero-visual{position:relative;border:1px solid var(--line);background:#080808;box-shadow:0 30px 100px rgba(0,0,0,.38);min-height:500px;overflow:hidden}
.hero-visual img{width:100%;height:500px;object-fit:cover;filter:brightness(.78) contrast(1.08) saturate(.95)}
.hero-badge{position:absolute;right:24px;bottom:24px;border:1px solid var(--line);background:rgba(4,4,4,.78);padding:18px 22px;font-family:Georgia,"Times New Roman",serif;color:var(--gold-light);font-size:1.3rem}
.hero-badge span{color:#fff}
.services-home{padding:70px 0;border-bottom:1px solid var(--line)}
.services-grid{display:grid;grid-template-columns:.9fr 1fr;gap:52px;align-items:start}
.service-list{display:grid;gap:18px;margin-top:30px}
.service-card,.lux-card{
  display:block;border:1px solid var(--line);background:linear-gradient(180deg,rgba(255,255,255,.035),rgba(255,255,255,.012));padding:24px;
}
.service-card strong{display:block;color:var(--gold-light);font-family:Georgia,"Times New Roman",serif;font-size:1.6rem;font-weight:400;margin-bottom:8px}
.service-card span,.lux-card p,.lux-card li{color:var(--muted);line-height:1.75}
.quote-panel{border:1px solid var(--line);background:rgba(10,10,10,.92);padding:28px;box-shadow:0 30px 100px rgba(0,0,0,.42)}
.quote-form{display:grid;gap:16px;margin-top:16px}
.hidden-field{display:none!important}
.form-grid{display:grid;gap:14px}
.form-grid.two{grid-template-columns:1fr 1fr}
.form-grid.three{grid-template-columns:1fr 1fr 1fr}
.quote-form label span{display:block;color:var(--gold-light);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:7px;font-weight:800}
.quote-form input,.quote-form select,.quote-form textarea{
  width:100%;min-height:48px;background:#090909;border:1px solid rgba(255,255,255,.22);color:var(--text);padding:12px 13px;outline:none;border-radius:0
}
.quote-form textarea{min-height:105px;resize:vertical}
.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus{border-color:var(--gold-light);box-shadow:0 0 0 3px rgba(201,155,67,.16)}
.quote-form .invalid{border-color:#ff7777!important}
.gold-btn.full{width:100%;border:none;cursor:pointer}
.form-message{margin:0;color:var(--gold-light);text-align:center}
.statement{padding:38px 0;border-bottom:1px solid var(--line);text-align:center}
.statement p{font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.35;margin:0}
.carrier-strip{border-bottom:1px solid var(--line);padding:28px 0}
.carrier-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;text-align:center;color:#d8d1c6;font-family:Georgia,"Times New Roman",serif;font-size:1.15rem}
.carrier-grid span{border-right:1px solid var(--line);padding:10px}
.carrier-grid span:last-child{border-right:0;color:var(--gold-light)}
.page-main{padding:70px 0}
.page-hero{padding-bottom:36px;border-bottom:1px solid var(--line);margin-bottom:36px}
.page-hero p{max-width:850px;color:var(--muted);line-height:1.75;font-size:1.15rem}
.content-grid.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.page-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.link-card:hover{border-color:var(--gold-light)}
.legal-content{border:1px solid var(--line);background:rgba(10,10,10,.9);padding:32px}
.legal-content h2{font-size:1.7rem;margin-top:28px}
.legal-content p{color:var(--muted);line-height:1.75}
.footer{border-top:1px solid var(--line);background:#040404;padding:34px 0 18px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}
.footer h3,.footer h4{font-family:Georgia,"Times New Roman",serif;color:var(--gold-light);font-weight:400}
.footer a{display:block;color:var(--muted);margin:9px 0}
.footer-brand{display:flex;gap:16px;align-items:flex-start}
.footer-brand img{width:82px;height:82px;object-fit:cover;border:1px solid var(--line)}
.footer-brand p{color:var(--muted)}
.footer-brand strong{color:var(--gold);letter-spacing:.12em;text-transform:uppercase;font-size:.8rem}
.legal-row{border-top:1px solid var(--line);margin-top:24px;padding-top:16px;color:var(--soft)}
@media(max-width:980px){
  .mobile-menu{display:block}
  .nav-links{display:none;position:absolute;left:20px;right:20px;top:86px;background:#050505;border:1px solid var(--line);padding:18px;flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}
  .hero-grid,.services-grid,.content-grid.two-col,.footer-grid{grid-template-columns:1fr}
  .page-card-grid{grid-template-columns:1fr}
  .form-grid.three{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 26px,var(--max))}
  .brand strong{font-size:.82rem}.brand small{font-size:.54rem}.brand img{width:44px;height:44px}
  h1{font-size:clamp(2.55rem,13vw,4rem)}
  .hero-grid{padding:38px 0}
  .hero-visual,.hero-visual img{min-height:360px;height:360px}
  .form-grid.two,.form-grid.three{grid-template-columns:1fr}
  .quote-panel{padding:20px}
  .carrier-grid{grid-template-columns:1fr 1fr}
  .carrier-grid span{border-right:0;border-bottom:1px solid var(--line)}
}